You keep what you have paid for.
Stopping a subscription means we take no further payment. It is not a refund of the period you are part-way through — you keep that until it runs out, and you can carry on using it the whole time. After it runs out there is a grace period in which everything still works and we ask you to pay: a fortnight for KaryalayOne and websites, and seven days for business email and email campaigns. After that it is switched off.
Business email is the one thing that is suspended rather than switched off. Nobody can sign in or send, but mail sent to your addresses still arrives and is kept. Only if it is still unpaid thirty days after that does receiving stop too.
Switched off is not deleted. Your records, your files and your settings stay exactly where you left them, and paying for the next term brings them all back. We have not set a date after which any of it goes, and we are not going to imply one here — if that changes you will be told before it does, not after.
Nothing renews by taking money from you automatically. A term ends, we email you, and you decide. The one exception is a domain name you have deliberately set to renew itself, which is separate and which you switch on and off yourself.